Dental Insurance HealthCare – Dual Coverage How dual Coverage Works
An example of dual coverage’s: If both of your dental insurance plans provide you with two basic cleaning’s a year, each with 100 percent coverage,
Many people tend to think in this case they can have four cleaning’s in an year. However it is important to understand, you would not be entitled to four cleaning’s a year. The primary plan pays its benefit as if there is no other insurance (or secondary plan in place) The secondary plan acts as a supplement to your primary plan, with its payments limited to the lesser of its normal benefit or the patient’s out-of-pocket costs under the primary plan.